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	<title>Beacon Capital Management | Rachel Whitmer</title>
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	<description>Gain the confidence to reach your retirement financial goals and priorities.</description>
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		<title>Big Changes to Social Security February 2025 Issue</title>
		<link>https://beaconcm.com/big-changes-to-social-security-february-2025-issue/</link>
		
		<dc:creator><![CDATA[Rachel Whitmer]]></dc:creator>
		<pubDate>Thu, 06 Feb 2025 18:55:21 +0000</pubDate>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[Social Security]]></category>
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					<description><![CDATA[The repeal of WEP and GPO is a big change for those who are affected. Many government employees who have received or are entitled to pensions for noncovered work will get significantly more from Social Security at retirement than they might have been previously entitled to receive. Those anxious to know how the new rules will affect benefits to which they might have been entitled in 2024should check the Social Security administration’s website for updates.
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		<title>Stocks Decline Slightly as New Year Dawns</title>
		<link>https://beaconcm.com/stocks-decline-slightly-as-new-year-dawns/</link>
		
		<dc:creator><![CDATA[Rachel Whitmer]]></dc:creator>
		<pubDate>Tue, 07 Jan 2025 16:50:59 +0000</pubDate>
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		<category><![CDATA[Wealth Management]]></category>
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					<description><![CDATA[January 6, 2025 Market Insights Stocks edged lower last week despite a powerful end-of-week rally. The Standard &#38; Poor’s 500 Index lost 0.48 percent, while the Nasdaq Composite Index slid [&#8230;]]]></description>
		
		
		
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		<title>Estate Planning for Small Business Owners</title>
		<link>https://beaconcm.com/estate-planning-for-small-business-owners/</link>
		
		<dc:creator><![CDATA[Rachel Whitmer]]></dc:creator>
		<pubDate>Tue, 24 Jan 2023 18:01:59 +0000</pubDate>
				<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Legacy]]></category>
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					<description><![CDATA[Family businesses that manage to survive generation after generation leave not only a family legacy, but also the potential for tremendous wealth.]]></description>
		
		
		
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		<title>How to Achieve Your Retirement Lifestyle Goals</title>
		<link>https://beaconcm.com/goals-in-retirement/</link>
		
		<dc:creator><![CDATA[Rachel Whitmer]]></dc:creator>
		<pubDate>Tue, 25 Oct 2022 13:25:44 +0000</pubDate>
				<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Wealth Management]]></category>
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					<description><![CDATA[You’ve been working for it your whole life: a happy retirement. No more morning commutes, clocking in, budgeting vacation days, or meetings that could have been e-mails. For most people, letting go of your professional life means starting an entirely new lifestyle.]]></description>
		
		
		
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			<media:description type="html"><![CDATA[Enjoy the videos and music you love, upload original content, and share it all with friends, family, and the world on YouTube.]]></media:description>
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		<title>How to Vet a Charity</title>
		<link>https://beaconcm.com/how-to-vet-a-charity/</link>
		
		<dc:creator><![CDATA[Rachel Whitmer]]></dc:creator>
		<pubDate>Sun, 29 May 2022 17:00:09 +0000</pubDate>
				<category><![CDATA[Financial Planning]]></category>
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					<description><![CDATA[Your charity of choice should be aligned with your values and the way you believe a charity should be run, and be legitimate. Let’s talk about how to vet a charity to make sure it’s valid and genuine.]]></description>
		
		
		
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		<title>3 Strategies for Retirement Tax Planning</title>
		<link>https://beaconcm.com/retirement-tax-planning/</link>
		
		<dc:creator><![CDATA[Rachel Whitmer]]></dc:creator>
		<pubDate>Fri, 22 Apr 2022 13:00:06 +0000</pubDate>
				<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[Wealth Management]]></category>
		<category><![CDATA[planning]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[tax]]></category>
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					<description><![CDATA[Did you know there are different tax buckets your retirement investments can go into? The buckets you choose will have big implications both now and later. And when it comes to retirement tax planning, diversification is key.]]></description>
		
		
		
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		<title>How Long Does It Take to Plan a Funeral?</title>
		<link>https://beaconcm.com/how-long-does-it-take-to-plan-a-funeral/</link>
		
		<dc:creator><![CDATA[Rachel Whitmer]]></dc:creator>
		<pubDate>Mon, 04 Apr 2022 23:37:53 +0000</pubDate>
				<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Legacy]]></category>
		<category><![CDATA[dealth planning]]></category>
		<category><![CDATA[funeral]]></category>
		<category><![CDATA[funeral arrangements]]></category>
		<category><![CDATA[preplan funeral]]></category>
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					<description><![CDATA[Wondering how long it takes to plan a funeral? Typically 7–14 days, though timing varies by service type and legal processes. Get detailed insights on funeral planning timelines, factors affecting duration, and steps to ease your arrangements.]]></description>
		
		
		
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		<title>Social Security Benefits Get A 5.9% COLA Increase For 2022</title>
		<link>https://beaconcm.com/social-security-benefits-get-a-5-9-cola-increase-for-2022/</link>
		
		<dc:creator><![CDATA[Rachel Whitmer]]></dc:creator>
		<pubDate>Tue, 04 Jan 2022 19:37:44 +0000</pubDate>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Social Security]]></category>
		<category><![CDATA[Taxes]]></category>
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					<description><![CDATA[Social Security benefits are poised to get the largest annual increase in decades. Here's what beneficiaries can expect when those checks start this month. ]]></description>
		
		
		
			</item>
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		<title>Service Before Self</title>
		<link>https://beaconcm.com/service-before-self/</link>
		
		<dc:creator><![CDATA[Rachel Whitmer]]></dc:creator>
		<pubDate>Thu, 04 Nov 2021 21:43:42 +0000</pubDate>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[Wealth Management]]></category>
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					<description><![CDATA[As the calendar turns to November and we approach 11/11, it is customary to thank those who have served in the Armed Forces and remember those who gave their last full measure.  As a Veteran and a member of the Beacon Family, I am humbled by this opportunity to share my thoughts about service, and how I learned the meaning of "Service Before Self."]]></description>
		
		
		
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		<title>5 Steps to Keep Your Retirement Plan On Track</title>
		<link>https://beaconcm.com/5-steps-to-keep-your-retirement-plan-on-track/</link>
		
		<dc:creator><![CDATA[Rachel Whitmer]]></dc:creator>
		<pubDate>Tue, 02 Feb 2021 22:07:21 +0000</pubDate>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Wealth Management]]></category>
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					<description><![CDATA[If you think retirement income planning sounds like a buzzkill, you’re not alone. We all have dreams of what we want our retirement to look like, where we will live, how and with whom we'll spend our time. But, without the right planning, the reality might be less than ideal.]]></description>
		
		
		
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