A market correction is defined as a 10 percent decline from the previous 52-week high and is generally considered a normal part of the market life cycle. At least one market correction has occurred in each bull market throughout the last 40 years.
New research out of Cornell University has determined that, over time, our brains are wired more to earn money than to save it.
One way to proactively deploy saving habits is to utilize technology when appropriate, and eliminate it when not.
There is some debate over whether you should turn off the thermostat when you’re not home, or keep the house heated so that it doesn’t take so much energy to warm it back up, not to mention avoiding the annoying wait for it to get comfortable again.